Customers & suppliers in one place
Add a party in seconds or import straight from your phone contacts. See clear running balances.
🇮🇳 Made in India · Free forever Your shop’s khata,
Your shop’s khata,
simplified.
Track udhaar, customers & suppliers, send WhatsApp payment reminders, and share PDF reports — offline, in your language. Free forever.
- 💯 100% free
- 📴 Works offline
- 🗣️ 13 Indian languages
Everything your bahi-khata does — better
One simple app for your whole lena-dena
No GST, no accounting jargon. Just a fast, reliable khata built for Indian shops.
Record udhaar & payments fast
One tap to add credit or a payment. Attach a bill photo, add a note, even back-date entries.
Know your money at a glance
The home screen shows exactly how much you’ll get and how much you’ll give.
Never miss a due payment
Set due dates, see an overdue list, and send WhatsApp or SMS reminders in one tap — with the due date.
Reports you can share
Business summary, day book, cash flow and a full party statement — share as a clean PDF on WhatsApp.
Works offline, data on your phone
Your khata lives on your device and works without internet. Fast and private.
Optional cloud backup
Back up securely to the cloud, tied to your mobile number, and restore on a new phone.
In your language
13 Indian languages, fully translated. Switch anytime — apna khata, apni bhasha.
Beautiful & yours
Light & dark mode and your choice of accent colour. Designed in the colours of India.
Free forever
No subscription, no premium tier, no hidden charges. Ever.
Up and running in minutes
How it works
Three steps — that’s it.
1
Sign in with your mobile number
Quick OTP — no long forms, no paperwork.
2
Add customers & suppliers
Type them in or import straight from your contacts.
3
Record udhaar & payments
SmartKhata keeps your running balance, reminds you about dues, and makes shareable reports.
Apna khata, apni bhasha
Speaks 13 Indian languages
Built for Bharat — fully translated, not an afterthought. Switch anytime.
- English English
- हिन्दी Hindi
- বাংলা Bengali
- मराठी Marathi
- తెలుగు Telugu
- தமிழ் Tamil
- ગુજરાતી Gujarati
- ಕನ್ನಡ Kannada
- മലയാളം Malayalam
- ਪੰਜਾਬੀ Punjabi
- ଓଡ଼ିଆ Odia
- অসমীয়া Assamese
- اردو Urdu
A peek inside
Beautiful, simple, and built for your dukaan
Swipe through the real screens. Clean design in the colours of India — light & dark mode, your accent colour.
Collect faster
Never miss a due payment.
Set due dates and SmartKhata sorts your overdue list — most overdue first. Send a polite WhatsApp or SMS reminder in one tap. The message even includes the amount and due date.
- ⏰ Overdue list, most overdue first
- 💬 One-tap WhatsApp / SMS reminders
- 📅 Reminder includes amount + due date
Look professional
Share statements on WhatsApp as PDF.
Business summary, day book, cash flow and a full party statement — viewed on screen and shared as a clean PDF. Your customers get a clear record; you look organised.
- 📊 Business summary & cash flow
- 📒 Day book and per-party statements
- 📄 One-tap share as PDF on WhatsApp
Privacy first
Your khata stays yours.
Your ledger is stored on your device and works fully offline. We don’t sell your khata data — ever.
Truly free
No trial, no paywall.
Offline-first
Works without signal; data stays on your phone.
13 Indian languages
Built for Bharat, not translated as an afterthought.
Collect faster
Overdue list + one-tap WhatsApp / SMS reminders.
Professional reports
Share PDF statements with customers.
Made in India
For India’s shopkeepers.
Login uses your mobile number via secure OTP. Optional cloud backup is tied to your number, only when you choose to back up. Read our full Privacy Policy →
Questions?
Frequently asked
Is SmartKhata really free?
Yes — completely free forever. It’s supported by a small banner ad. No subscriptions, no premium tier, no hidden charges.
Does it work without internet?
Yes. Your khata is stored on your phone and works fully offline. You only need internet for optional cloud backup.
Where is my data stored? Is it safe?
On your device. Cloud backup is optional and tied to your mobile number. We never sell your khata data.
Which languages are supported?
13 — English, Hindi, Bengali, Marathi, Telugu, Tamil, Gujarati, Kannada, Malayalam, Punjabi, Odia, Assamese and Urdu.
Can I send payment reminders?
Yes — one tap to send a polite reminder on WhatsApp or SMS, with the amount and the due date included.
Can I attach bills or photos?
Yes — add a photo from your camera or gallery to any entry.
Can I get reports?
Yes — business summary, day book, cash flow and per-customer statements, all shareable as PDF.
Does it do GST billing / invoices?
No — SmartKhata is a simple khata focused on udhaar, payments and reminders, without GST or invoicing complexity.
What if I change my phone?
Restore your data from cloud backup on the new phone using the same mobile number.
Is it available on iPhone?
Android first; iOS is planned. Today the Android app is in closed testing — request an invite on WhatsApp.
Start your digital bahi-khata today — free.
Join shopkeepers across India keeping their hisab the simple way. डाउनलोड करें — मुफ़्त.